Verified balance-sheet and private lenders that fund DSCR 1–4 unit, STR/Airbnb, 5+ unit multifamily, and portfolio rental loans. In Utah (UT), closings operate under a Non-Judicial (Deed of Trust — 3-Month Notice of Default) regime (120–140 days-day average timeline) with a 0.57% average property tax rate and $430/$100K landlord hazard insurance benchmark.
Balance-sheet & securitized Non-QM capital providers funding 1–4u and 5–100+u assets.