2026 State DSCR & Cap-Rate Intelligence Report · Idaho (ID) · loanzone.tv
Idaho Executive Underwriting Summary: Across 8 tracked Idaho investment markets, 1–4 unit rental properties average $445,000 in acquisition price against $2,950/month in Form 1007 market rent (7.96% gross rental yield) and $1,650/door/month on 5–25 unit multifamily assets. Investors underwriting Idaho DSCR loans must factor a 0.63% effective property tax rate (~$2,804/yr), $430/$100k hazard insurance (~$1,914/yr), and a Non-Judicial (Deed of Trust) statutory framework (120–145 days typical timeline).