2026 State DSCR & Cap-Rate Intelligence Report · Montana (MT) · loanzone.tv

Montana (MT) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Montana Executive Underwriting Summary: Across 3 tracked Montana investment markets, 1–4 unit rental properties average $465,000 in acquisition price against $3,050/month in Form 1007 market rent (7.87% gross rental yield) and $1,720/door/month on 5–25 unit multifamily assets. Investors underwriting Montana DSCR loans must factor a 0.79% effective property tax rate (~$3,674/yr), $510/$100k hazard insurance (~$2,372/yr), and a Non-Judicial (Small Tract Financing Act) statutory framework (120–150 days typical timeline).
1–4u Base Price / Rent
$465,000 / $3,050
Gross Rental Yield
7.87% Annual
Tax & Hazard Escrow
0.79% Tax · $510/100k
Foreclosure & Timeline
Non-Judicial (Small Tract Financing Act) (120–150 days)

Montana City-by-City DSCR, Tax & Multifamily Benchmark Table (3 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Billings, MT (YELLOWSTONE County County)118,874$430,000$2,850/mo0.74%Open Billings Hub →
Missoula, MT (MISSOULA County County)75,343$460,000$3,000/mo0.84%Open Missoula Hub →
Great Falls, MT (CASCADE County County)64,693$425,000$2,800/mo0.73%Open Great Falls Hub →

Related Montana Underwriting & Deal Team Hubs

Montana (MT) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | loanzone.tv