2026 State DSCR & Cap-Rate Intelligence Report · Oregon (OR) · loanzone.tv
Oregon Executive Underwriting Summary: Across 12 tracked Oregon investment markets, 1–4 unit rental properties average $495,000 in acquisition price against $3,350/month in Form 1007 market rent (8.12% gross rental yield) and $1,880/door/month on 5–25 unit multifamily assets. Investors underwriting Oregon DSCR loans must factor a 0.91% effective property tax rate (~$4,505/yr), $440/$100k hazard insurance (~$2,178/yr), and a Non-Judicial (Oregon Trust Deed Act) statutory framework (130–160 days typical timeline).