2026 State DSCR & Cap-Rate Intelligence Report · South Dakota (SD) · loanzone.tv
South Dakota Executive Underwriting Summary: Across 2 tracked South Dakota investment markets, 1–4 unit rental properties average $295,000 in acquisition price against $2,180/month in Form 1007 market rent (8.87% gross rental yield) and $1,280/door/month on 5–25 unit multifamily assets. Investors underwriting South Dakota DSCR loans must factor a 1.17% effective property tax rate (~$3,452/yr), $610/$100k hazard insurance (~$1,800/yr), and a Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) statutory framework (90–140 days typical timeline).