Terms of Service — LoanZone TV — Real-World DSCR, BRRRR & Fix-and-Flip Deal Teardowns by Loan Daddy LLC (loanzone.tv)

Bottom Line Up Front: All calculators, DSCR matrices, and wholesale lender comparisons on loanzone.tv are strictly for business-purpose, non-owner-occupied investment property financing and do not constitute a formal commitment to lend or a consumer Truth-in-Lending (TILA/RESPA) loan estimate.

1. Informational & Analytical Use Only

By accessing loanzone.tv, you acknowledge that all interactive simulation outputs, API responses, and datasets are mathematical estimates subject to formal verification.

2. Business-Purpose Investment Lending Disclosure

loanzone.tv is operated by Loan Daddy LLC (Company NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · Sole Owner: Stephen R. Mannenbach, J.D., MBA, Individual NMLS #2582405). All loan programs described are business-purpose commercial or investment property loans underwritten to property cash flow or asset value. Equal Housing Opportunity.